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Shariah-Certified Tool

Calculate Your
Zakat Accurately

Our free, Shariah-certified calculator determines your exact Zakat obligation based on current Nisab rates. Covers all asset types and deducts eligible liabilities.

Current Nisab (Gold 85g) — Updated Daily
৳ 85,000 approx.
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Cash & Savings
Any bank balance
🪙
Gold
Jewelry & bullion
🥈
Silver
Any silver assets
🏪
Business
Inventory & stock

Zakat Calculator (যাকাত ক্যালকুলেটর)

Enter your asset values in Bangladeshi Taka (BDT). Leave fields blank if not applicable.

Zakatable Assets
💵
Cash & Bank DepositsCurrent accounts, savings, fixed deposits
BDT
🪙
Gold ValueMarket value of all gold owned
BDT
🥈
Silver ValueMarket value of all silver owned
BDT
🏪
Business InventoryStock for sale at market value
BDT
📈
Investments & SharesStocks, mutual funds, bonds
BDT
💸
Money Owed to YouReceivables, loans given to others
BDT
Deductible Liabilities
📉
Total LiabilitiesShort-term debts due this year
BDT
Your Annual Zakat Due (2.5%)
৳ 0
✗ Below Nisab
Total Gross Assets ৳ 0
Total Liabilities ৳ 0
Net Zakatable Wealth ৳ 0
Nisab Threshold ৳ 85,000
Pay This Zakat Online
What is Nisab?

Nisab is the minimum wealth threshold above which Zakat becomes obligatory. It equals the value of 85 grams of gold or 595 grams of silver — whichever is lower.

If your net wealth has been above this threshold for a full lunar year (Hawl), you must pay 2.5% as Zakat.

Zakatable Assets
✅
Cash & bank savings — All liquid money including FDR
✅
Gold & silver — Beyond a small personal use threshold
✅
Business inventory — Goods held for trade at market price
✅
Investments — Stocks, mutual funds, business equity
✅
Money receivable — Loans you have given to others
❌
Primary residence — Your home is exempt
❌
Personal vehicle — Your daily-use car is exempt
❌
Personal jewelry — Small amount for regular wear, exempt
Shariah Certified

This calculator uses the Hanafi method — the most widely followed school of Islamic jurisprudence in Bangladesh. Reviewed and certified by our Shariah Advisory Board.

Meet our Shariah Board
Important Notes

Shariah Guidelines for This Calculator

Understanding these principles ensures your Zakat is correctly calculated and spiritually accepted.

📅
One Full Lunar Year (Hawl)

Your wealth must have been above Nisab for a complete Islamic year. If you dip below at any point and come back up, your Hawl resets from that point.

📐
The 2.5% Rate (Zakat Rate)

The obligatory rate of Zakat is 2.5% of your total net Zakatable wealth. There are no tiers — the rate is flat regardless of how wealthy you are.

💳
Short-Term Debts Only

Only debts due within the current year can be deducted. Long-term mortgages or vehicle loans are generally not deductible under the Hanafi position.

🏦
Fixed Deposits Count

Bank fixed deposits (FDR) are fully Zakatable. Even though you cannot access them immediately, they are owned by you and therefore count toward your Nisab.

🌾
Agricultural Income (Ushr)

Zakat on agricultural produce (Ushr — 5% or 10%) is calculated separately from regular wealth Zakat and is not covered in this calculator.

🤝
Intention (Niyyah)

Zakat requires the specific intention of paying Zakat. Simply giving charity without the intention of fulfilling your Zakat obligation does not count as Zakat.

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